Ok, hold on now, there is a lot of assumptions here.
First of all, if you install a cage it should be done so with the seats, and the actual driver as your base. For instance, in the car we are currently building, we had to drop the floors under the seats about 2 inches, so there are room enough for a head with helmet to not hit the bars over the the doors. I personaly think any MR2 with a cage, and a driver taller than 5 foot 10 will need to drop the floor.
Any bars close to your head should have padding, and yes they make a difference even not wearing a helmet, even more so than any other hard, flimsy plastc/fabric padding that exsists in your car(pilars, roof, doors, etc.)
Also if you have a cage, it is safe to assume you also got racing seats, which demands a 4 or 5 point harness, and should ALWAYS be used correctly.
That said, I do believe a caged car can represent a higher risk of serious head injury, if not installed correctly, padded, or other wise not used correctly.
But blatant statements that they are death traps on the streets are simply not true.
T